Goods purchasing financing

IBIF is the convenient goods purchase financing. With us you can finance your B2B goods purchases and pay later.

The planned, calculated advance/interim financing of goods orders with payment terms of up to 90 days. Only the trade credit insurance (WKV) serves as collateral.

Convenient payment terms for your goods purchases

Secure purchasing advantages and ensure your ability to deliver

Purchase financing for your business

IBIF: InBetweenerInvoiceFinance: The planned, calculated advance/interim financing of goods orders with payment terms of up to 90 days. Our trade credit insurance (WKV) serves as security.

How purchase financing works

Purchase financing for goods at ProNoblis - the pioneer of purchase financing for goods.

ProNoblis finances companies in Germany, Austria and Switzerland with uncomplicated and digital alternatives to banking products.

Requirements for goods purchase financing with ProNoblis:

Turnover: At least € 2.5 million in the last full financial year
good credit rating
At least 3 years company history
no public negative features and
application by an authorized representative

An identity check is required for registration and requests. This is carried out by one of our external service partners.

What collateral do I need for goods purchase financing via ProNoblis?

We do not need a guarantee or land charge from you for the financing of goods purchases via ProNoblis. We insure the purchase of goods via extended retention of title and our trade credit insurance (WKV). 

What is the term of goods purchase financing with ProNoblis?

ProNoblis purchase financing has terms of 30, 60 or 90 days. Longer terms are possible by arrangement. 

How long does the first check take for goods purchase financing?

ProNoblis checks your request for goods purchase financing immediately. You will receive feedback within 48 hours of your request.

Which goods can I pre-finance with ProNoblis?

You can pre-finance all types of goods via ProNoblis. Food and other perishable products, medical products, tobacco products, alcohol and all goods subject to authorization are excluded.